Personal Checking Bonuses
TD Bank Beyond / Complete Checking
Bonus: $200 – $300
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Offer details
How to earn the bonus
TD Beyond Checking: $300 bonus with $2,500+ in qualifying direct deposits. TD Complete Checking: $200 bonus with qualifying activities. New checking customers only.
- Availability: East Coast states
- Expiration: No expiration date published — confirm the current offer on the official page before applying.
The link opens the official TD Bank Beyond / Complete Checking offer page on the bank’s own website. Offers expire and terms change — confirm the current bonus, qualifying deposits, state eligibility, and that any promo code applies before submitting an application.
Before You Apply
- Direct deposit is usually the trigger: Most checking bonuses require a set amount of qualifying direct deposits (paycheck, pension, or government benefits) within 60–90 days. Person-to-person transfers like Zelle almost never count.
- Watch the monthly fee: A bonus account often carries a monthly maintenance fee that is waived only while you meet a balance or deposit minimum. After the bonus posts, confirm the fee waiver still applies or close the account on the bank’s terms.
- Bonuses are taxable: Bank and credit-union bonuses are generally reported to the IRS on Form 1099-INT (or 1099-MISC) as taxable interest or miscellaneous income. Plan for the tax bill at year end — the bank will report it whether or not you receive the form.
- Confirm state eligibility: Several offers are limited to residents of specific states, and some promo codes are targeted. Always confirm eligibility and that the promo code applies on the bank’s landing page before submitting an application.
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Up to $400View offer detailsBank and credit-union bonuses are generally reported to the IRS on Form 1099-INT (or 1099-MISC) as taxable interest or miscellaneous income. Always confirm state eligibility and that any promo code applies on the bank’s official landing page before submitting an application.