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Personal Checking Bonuses

Huntington Perks / Platinum Perks Checking

Bonus: $400 – $600

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$400 – $600

Offer details

How to earn the bonus

Perks Checking: $400 bonus with $500+ in qualifying direct deposits within 90 days. Platinum Perks Checking: $600 bonus with $25,000+ in cumulative new-money deposits. Account must stay open 90 days.

  • Availability: 12 states: CO, IL, IN, KY, MI, MN, NC, OH, PA, SC, WV, WI
  • Expiration: Jan 15, 2027
Open official offer page

The link opens the official Huntington Perks / Platinum Perks Checking offer page on the bank’s own website. Offers expire and terms change — confirm the current bonus, qualifying deposits, state eligibility, and that any promo code applies before submitting an application.

Before You Apply

  • Direct deposit is usually the trigger: Most checking bonuses require a set amount of qualifying direct deposits (paycheck, pension, or government benefits) within 60–90 days. Person-to-person transfers like Zelle almost never count.
  • Watch the monthly fee: A bonus account often carries a monthly maintenance fee that is waived only while you meet a balance or deposit minimum. After the bonus posts, confirm the fee waiver still applies or close the account on the bank’s terms.
  • Bonuses are taxable: Bank and credit-union bonuses are generally reported to the IRS on Form 1099-INT (or 1099-MISC) as taxable interest or miscellaneous income. Plan for the tax bill at year end — the bank will report it whether or not you receive the form.
  • Confirm state eligibility: Several offers are limited to residents of specific states, and some promo codes are targeted. Always confirm eligibility and that the promo code applies on the bank’s landing page before submitting an application.

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SoFi Checking and Savings

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Bank and credit-union bonuses are generally reported to the IRS on Form 1099-INT (or 1099-MISC) as taxable interest or miscellaneous income. Always confirm state eligibility and that any promo code applies on the bank’s official landing page before submitting an application.