Personal Checking Bonuses
American Express Rewards Checking
Bonus: $300
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Offer details
How to earn the bonus
Open a new American Express Rewards Checking account and receive $7,500 or more in qualifying direct deposits. Open to eligible Amex cardholders and HYSA customers; subject to approval.
- Availability: Nationwide (eligible customers)
- Expiration: Feb 1, 2027
The link opens the official American Express Rewards Checking offer page on the bank’s own website. Offers expire and terms change — confirm the current bonus, qualifying deposits, state eligibility, and that any promo code applies before submitting an application.
Before You Apply
- Direct deposit is usually the trigger: Most checking bonuses require a set amount of qualifying direct deposits (paycheck, pension, or government benefits) within 60–90 days. Person-to-person transfers like Zelle almost never count.
- Watch the monthly fee: A bonus account often carries a monthly maintenance fee that is waived only while you meet a balance or deposit minimum. After the bonus posts, confirm the fee waiver still applies or close the account on the bank’s terms.
- Bonuses are taxable: Bank and credit-union bonuses are generally reported to the IRS on Form 1099-INT (or 1099-MISC) as taxable interest or miscellaneous income. Plan for the tax bill at year end — the bank will report it whether or not you receive the form.
- Confirm state eligibility: Several offers are limited to residents of specific states, and some promo codes are targeted. Always confirm eligibility and that the promo code applies on the bank’s landing page before submitting an application.
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Up to $400View offer detailsBank and credit-union bonuses are generally reported to the IRS on Form 1099-INT (or 1099-MISC) as taxable interest or miscellaneous income. Always confirm state eligibility and that any promo code applies on the bank’s official landing page before submitting an application.